Preparing A Budget At Redwood Credit Union, we love to help you succeed and creating, maintaining, and sticking to a budget can be a huge part of your financial success! With that, we thought we'd provide you with a couple of tools to help you build, assess, and keep on top of a budget. While a budget is generally thought to be a rigid plan on how you can spend your money, thinking of it as a spending plan may be beneficial as it does not sound so tedious or restrictive and it better impli  More...

To verify an RCU issued cashier's check is real and hasn't been cashed, please call Money Gram at 1-800-323-6873 and follow the automated instructions. One way Fraudsters attempt to ease your concerns about a fraudulent scheme is to mail you a Cashier’s Check. We have all come to trust these checks as being reliable yet the Fraudsters have become very good at counterfeiting these items or altering stolen cashier’s checks. These items are often presented under the following circumsta  More...

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A personal loan is an amount of money that you borrow for a specified length of time. You make fixed monthly payments, which reduce the amount of the loan until it is paid in full. A line of credit is an open-ended revolving credit line with a specified credit limit. It is similar to a credit card account except you use special personalized checks or drafts to access the funds rather than a plastic card. Your payment is based on the payment amount option you choose and the amount of the line you  More...

Signature Loans Given their maximum limits and a wide range of terms, signature loans (also known as personal loans) can be used for a variety of different purposes: Loan amounts up to $50,000 Fixed rates Flexible terms from 36-84 months Consolidate debt, buy a new computer, get braces for your child, purchase an older vehicle, buy that engagement ring, etc! View our rates

Auto Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule. The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation.   More...

table, td { border: thin solid #DCDCDC; } td { padding: 5px 10px; } Shredding Personal Documents and When to Dispose of Them When you put a piece of paper in the trash it can be difficult to know what happens to it. Since few people burn trash anymore, it is likely that your trash passes through several stages on its way to a landfill or incinerator. Every step that occurs once the trash leaves your control has risk that someone will find personal information they can use to cause you harm. One   More...

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Acceptable E-waste items: TV’s and CRT Monitors* Flat Screen/ LCD Panels Plasma Screens* Rear Projection TVs* Laptops* PC/ CPUs Cell Phones, Smartphones Tablets and E-Readers Digital Cameras, Video Cameras, Projectors Printers, Scanners, Digital Adding Machines, and Calculators Networking/ Servers equipment Mixed Electronic Waste (keyboards, mice, network cables, power cables, chargers, peripherals, digital clocks, etc.) Stereo Equipment, Radios, Tape and CD Players/ Recorders, Phonograp  More...

On your journey to retirement, you'll likely face many risks that have the potential to throw you off course. Following are five common challenges retirement investors face. Take some time now to review and understand them before your journey takes an unplanned detour. 1. Traveling aimlessly Setting out on an adventure without a definitive destination can be exciting, but probably not when it comes to saving for retirement. As you begin your retirement strategy, one of the first steps you  More...