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  • 1. What are your Mortgage Rates? Views: 202 Featured Content
    Please click here to view our rates. Simply click on the applicable tab.
  • 2. What are your loan rates? Views: 278 Featured Content
    Our current loan rates can be found here. Simply click on the appropriate tab. auto personal unsecured rv motorcycle boat
  • 3. What types of loans does AmeriCU offer? Views: 1770


  • 4. Student Choice Loans Views: 243
    AmeriCU now offers a full-range of student loan options to help fill your funding needs. When federal aid just isn't enough, we can help! No origination fees Easy online application Low credit-based interest rates Flexible repayment options Visit the AmeriCU Student Lending Center
  • 5. How to get the best car loan Views: 188
    Terms of Use: You've decided to buy a new or used car. But how do you go about getting the best car loan? Your financing options (other than paying cash or borrowing from family or friends) include dealer or manufacturer financing, online auto loans, and financing through your credit union, bank or other financial institution. You've seen the advertisements for rebates, zero financing, no money down... but these might not be the best deal for you. Be prepared to do some comparison sh  More...
  • 6. Student Loans Views: 178
    Terms of Use With college costs on the rise, many facing the choice to go to college also have to consider taking out student loans in order to pay for it. The following looks at various options. Be sure to contact the college financial aid office for additional assistance. Before you begin the loan process, look into sites such as Finaid.org or Collegeboard.com to look for scholarships and grants. Since these don't have to be paid back, it's free money. Another option to explore   More...
  • 7. How do I apply for a loan? Views: 166
    You may apply online or by visiting any of our Financial Center locations . If you need assistance, please contact our Member Service Call Center at 1.800.388.2000 or 315.356.3000. A representative will be happy to take an application and go over any questions you may have regarding the loan application process.
  • 8. How do I repair my credit? Views: 134
    Terms of Use If you want to repair your credit, begin by paying off old debts and correcting any issues on your credit report. Perhaps you've been tempted by the credit repair advertisements you've seen that promise to fix your credit report. The fact of the matter is that there is nothing you can't do yourself (free!) that a credit repair clinic can legally do (for a fee!) to fix your credit report. To request a free copy of your credit report, check out the related link below  More...
  • 9. What are some useful Web sites to help me when buying a new or used car? Views: 133
    Terms of Use: Here are some helpful Web sites to check out when buying a new or used vehicle: Better Business Bureau - www.bbb.org Carfax, Inc. - www.carfax.com Consumers' Checkbook - CarBargains - www.carbargains.org Edmunds.com, Inc . - www.edmunds.com - gives the True Market Value, or average selling price, for a particular vehicle in your region. Consumer Reports . - www.consumerreports.org/cro/cars.htm Kelly Blue Book - www.kbb.com National Automobile Dealers Association (N  More...
  • 10. Home Equity and Mortgage Glossary Views: 126
    Glossary of Home Equity and Mortgage Terms A Abstract - A historical summary of all recorded transactions that affect the title to a property. Our attorney or a title company reviews the abstracts to determine if there are any problems affecting the title to the property. All such problems must be cleared up before a buyer can be issued a clear and insurable title. Annual Percentage Rate (APR) - The effective rate of interest for a loan per year. This rate is typically higher that the note rate   More...

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