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  • 1. What are your Mortgage Rates? Views: 109 Featured Content Public
    Please click here to view our rates. Simply click on the applicable tab.
  • 2. What are your loan rates? Views: 233 Featured Content Public
    Our current loan rates can be found here. Simply click on the appropriate tab. auto personal unsecured rv motorcycle boat
  • 3. Home Equity and Mortgage Glossary Views: 158 Public
    Glossary of Home Equity and Mortgage Terms A Abstract - A historical summary of all recorded transactions that affect the title to a property. Our attorney or a title company reviews the abstracts to determine if there are any problems affecting the title to the property. All such problems must be cleared up before a buyer can be issued a clear and insurable title. Annual Percentage Rate (APR) - The effective rate of interest for a loan per year. This rate is typically higher that the note rate   More...
  • 4. How to get the best car loan Views: 127 Public
    Terms of Use: You've decided to buy a new or used car. But how do you go about getting the best car loan? Your financing options (other than paying cash or borrowing from family or friends) include dealer or manufacturer financing, online auto loans, and financing through your credit union, bank or other financial institution. You've seen the advertisements for rebates, zero financing, no money down... but these might not be the best deal for you. Be prepared to do some comparison sh  More...
  • 5. Why should I get my auto loan through AmeriCU? Views: 118 Public
    AmeriCU provides flexible terms and competitive rates. Check out www.lovemycreditunion.org to learn more. Did you know that we also provide free insurance quotes ? Stop by AmeriCU Credit Union – Griffiss Branch, located at - 231 Hill Rd., Rome, NY 13440 Call 1.800.352.9699 or 315.356.3300 (Utica/Rome area), or Email services@americu.org
  • 6. What is CURewards? Views: 108 Public
    Use your AmeriCU Gold, Platinum VISA or VISA Signature card to purchase goods and services, and you will earn one point for every net dollar. Each month your statement details your point activity. Use your points for travel rewards or name brand merchandise. Follow the link below for more information. CURewards curewards catalog
  • 7. Student Choice Loans Views: 107 Public
    AmeriCU now offers a full-range of student loan options to help fill your funding needs. When federal aid just isn't enough, we can help! No origination fees Easy online application Low credit-based interest rates Flexible repayment options Visit the AmeriCU Student Lending Center
  • 8. What things should I consider when buying a used vehicle? Views: 103 Public
    Terms of Use Before you start shopping for a car, you’ll need to do some homework. Spending time now may save you serious money later. Think about your driving habits, your needs, and your budget. You can learn about car models, options, and prices by reading newspaper ads, both display and classified. There is a wealth of information about used cars on the Internet: enter used car as the keywords and you’ll find additional information on how to buy a used car, detailed instru  More...
  • 9. How can I change my PIN for my AmeriCU Credit Card? Views: 103 Public
    Please call at 1.888.886.0083 to change your PIN number for your AmeriCU Credit Card. You will be asked to provide your card number along with a series of security questions. Once you have successfully changed your PIN, you will be able to use it immediately.
  • 10. What should I do if I can't make my mortgage payment? Views: 101 Public
    Terms of Use Call or write to your lender as soon as possible. Clearly explain the situation and be prepared to provide him or her with financial information. Talk to your lender or a HUD-approved counseling agency for details. Listed below are a few options that may help you get back on track. For FHA loans: Keep living in your home to qualify for assistance. Contact a HUD-approved housing counseling agency (1-800-569-4287 or TDD: 1-800-877-8339) and cooperate with the counselor/lender trying  More...

All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.