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  • 1. What are your CD rates? Views: 346 Featured Content
    The Certificate of Deposit rates can be found here . Simply click on the applicable tab.
  • 2. How do I close my account? Views: 702
    You may close your account(s) by at any of our Financial Center locations, or by mail, or by fax. If you are unable to come in to a Financial Center, please call our Member Service Center at 1.800.388.2000 or click here to c ontact us so that a representative may assist you with specific details on how to complete the process. If you have any credit cards, loans or mortgages with an outstanding balance, you will be required to keep at least your Prime Share savings account open until they are p  More...
  • 3. What's the difference between Annual Percentage Yield (APY) and Dividend Rate? Views: 669
    Rate and APY are two different ways to measure the return of your investment. The APY is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and the frequency of compounding for an annual period. The Dividend Rate is what you receive on your investment on a daily basis, regardless of the investment term (length of time) or how your interest earnings are reinvested. For all accounts, the Dividend Rate and APY are fixed and will be in   More...
  • 4. MemberPlus Brochure Views: 513


  • 5. How do I cash my check at your Check Cashing ATM? Views: 495
    1. Insert your check card and enter your Personalized Identification Number (PIN). 2. Select Cash Check from the choices presented, then choose deposit or cash back and which share account to deposit in (maximum $2,000 for cash back only, if on approved list). 3. Insert your payroll check and verify that the dollar amount is correct. An automatic hold will be place on the account, if you change the amount. It's that easy! With AmeriCU's Check Cashing ATM, you can deposit part o  More...
  • 6. Can you tell me about your Online Bank to Bank Transfer Service? Views: 449
    Frequently Asked Questions Overview Limits and Fees Accounts Transfer Funds Overview Q. What do I use this service for? A. You can use this service to transfer funds into and out of your accounts at AmeriCU as well as to and from your accounts at other financial institutions. Q. How does the service work? A. The service transfers money from one of your accounts to another of your accounts at a US financial institution. All transfers are processed via the Federal Reserve's Automated Clearing   More...
  • 7. Credit Card Application and Solicitation Disclosure (Variable Rate VISA Signature Rewards and VISA Traditional Platinum) Views: 448

    Visa_Application_Solicitation_Disclosures (4).pdf

  • 8. How do I find out what my account number is? Views: 431
    Your member account number is located on your Membership Identification card. You may also obtain your account number by stopping into your local Financial Center location. If you are not near a local office, please call our Member Service Call Center at 315.356.3000 or 1.800.388.2000. A representative will be able to provide details on how you can obtain this information.
  • 9. What is a Co-op Shared Branching Center? Views: 291
    Co-op Shared Branching Centers are a cooperative effort by participating credit unions (imagine bankers doing that). They are branch offices, much like your own credit union's office, where you can make deposits, withdrawals, balance inquiries, transfer money between accounts, cash checks, and even buy money orders. When you visit, the teller will ask which credit union you belong to, your account number and what type of transaction you'd like to make. Or, you can 'swipe' your cr  More...
  • 10. Credit Card Application and Solicitation Disclosure (MasterCard & Secured VISA) Views: 260

    Secured Visa Mastercard Account Application and Solicitation Disclosure.pdf

All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.